To make your digital wallet service attractive, especially for facilitating lending based on crypto balance, consider incorporating the following features: Instant Payments Between Wallets: Allow users to transfer funds instantly between wallets, which is essential in the fast-paced crypto market1. Integration with Bank Accounts: Enable seamless transfer of funds to and from users’ bank accounts for added convenience1. Bill Payments: Offer a feature for users to pay all kinds of bills directly from the wallet, enhancing its utility1. Management of Physical and Virtual Cards: Allow users to manage their debit/credit card operations within the wallet for a centralized financial experience1. Budgeting and Expense Tracking: Implement tools for users to create budgets and track expenses, promoting responsible financial behavior1. Clear and Trustworthy Security Features: Since security is paramount in financial applications, ensure that your wallet has robust security measures in place2. Loyalty Programs: Introduce loyalty programs that reward users for using the wallet, such as cashback on transactions or discounts2. User Analytics: Provide analytics and reports that help users understand their spending patterns and lending habits2. Contactless Payments: Support NFC or QR code-based payments for convenience and to keep up with modern payment trends3. Crypto-Specific Features: Include features tailored for cryptocurrency users, such as real-time crypto balance updates, market data, and secure storage for private keys. By integrating these features, you can offer a comprehensive and attractive digital wallet service that caters to the needs of crypto users looking to lend and borrow within the platform